Karassery Service Cooperative Bank – A Trusted Financial Partner in Mukkam, Kozhikode
📍 Address: Mukkam – Maranchatty Road, Mukkam, Kerala 673602
📞 Contact: 04952293700
🌐 Website: www.karasserybank.com
🏦 Introduction
Financial stability and accessibility are fundamental to the development of communities and individuals. In the vibrant town of Mukkam, Kozhikode, one name stands out as a pillar of financial trust and service — Karassery Service Cooperative Bank. Established with the goal of empowering the local population through cooperative banking, the bank has grown into a reliable financial institution known for excellence, integrity, and innovation.
📍 Location & Accessibility
Karassery Service Cooperative Bank is strategically located on Mukkam – Maranchatty Road, making it highly accessible for residents in and around Mukkam. Its central location ensures that customers can reach the bank conveniently, whether they are from rural or urban pockets of the Kozhikode district. Ample transport availability and proximity to other local businesses enhance its prominence in the area.
🕒 Working Hours
The bank operates 24 hours a day from Monday to Saturday, ensuring round-the-clock access for various financial needs. On Sundays, it remains open from 12:00 am to 11:59 pm, showcasing its commitment to being available for customers even during off-peak times. This exceptional availability makes Karassery Service Cooperative Bank stand out from conventional banks with limited timings.
🌟 Reputation & Customer Satisfaction
With a 4.5-star rating based on customer reviews, Karassery Service Cooperative Bank is widely recognized for its customer-centric approach. The bank has built a loyal customer base by consistently delivering personalized and transparent banking services. Customers commend the bank’s helpful staff, speedy processes, and community-focused banking ethos.
💼 Services Offered
Karassery Service Cooperative Bank provides a comprehensive range of financial services designed to cater to individuals, families, farmers, small businesses, and local entrepreneurs. Key services include:
✅ Savings Accounts & Current Accounts
✅ Fixed Deposits & Recurring Deposits
✅ Agricultural Loans
✅ Personal Loans & Consumer Loans
✅ Housing Loans
✅ Education Loans
✅ Microfinance Services
✅ Self-Help Group (SHG) Financing
✅ Government Subsidy Schemes & Disbursements
✅ Digital Banking & Mobile Banking Services
By offering such a wide array of services, the bank addresses the diverse financial needs of its customer base — from daily transactions to long-term investments and credit requirements.
👩💼 Why Choose Karassery Service Cooperative Bank?
There are several compelling reasons why Karassery Service Cooperative Bank continues to be the preferred choice for banking services in Mukkam:
1. Experience & Expertise
With decades of service in the cooperative banking sector, the bank has deep insight into the financial needs of the local population. This experience ensures sound advice, responsible lending practices, and customized financial solutions.
2. Community-Oriented
As a cooperative bank, it places great emphasis on inclusive financial growth. Profits are reinvested into the local community, and services are often tailored to benefit farmers, small businesses, and underserved segments of society.
3. Customer-First Approach
Whether it’s through extended working hours, dedicated staff, or simple and transparent procedures, Karassery Bank places customer satisfaction at the heart of its operations.
4. Technological Advancements
Despite being a cooperative bank, Karassery Service Cooperative Bank embraces modern technology. Its online banking portal and digital services allow customers to manage finances remotely — a must-have in today’s fast-paced world.
5. Transparent & Ethical Banking
The bank is known for its clear policies, ethical lending standards, and transparent dealings, ensuring trust and peace of mind for all clients.
📊 Growth & Future Outlook
Karassery Service Cooperative Bank has continually expanded its services, invested in technological upgrades, and diversified its portfolio to keep pace with the evolving financial ecosystem. Its future vision includes:
Launching mobile apps for easier banking
Expanding reach through satellite branches or tie-ups
Enhancing digital literacy among rural customers
Providing financial education and planning services
🧾 In Summary
Karassery Service Cooperative Bank is more than just a bank — it is a financial partner that supports dreams, empowers communities, and builds economic resilience. With its stellar reputation, comprehensive services, and deep community connection, the bank continues to lead the way in cooperative banking in Kozhikode.
Whether you are an individual seeking savings solutions, a farmer in need of financial support, or a small business looking to grow — Karassery Service Cooperative Bank is your reliable, responsible, and reachable choice.
